Insurance

Mountain Biking Travel Insurance

Travel Insurance is obviously really important to have when you travel, particularly if you are doing sports such as mountain biking. Ian has worked in the Insurance Industry for 5 years (as well as working as a MTB guide and scuba instructor!) and had a good look around before organising insurance for our Alps trip. We found an excellent solution we are pleased to pass on.

We are happy to recommend travel insurance with Travel Insurance Direct. They are a ‘direct only’ travel insurance arm of Mondial, and the insurance is underwritten by Allianz. We have found the coverage is excellent and the policies are very cheap as there is no travel agent commission to be paid. In fact we found the coverage was cheaper and better than Ian could get at work with his 30% staff discount!

Their policy coverage is very good (including automatically covering Laptops and cameras to $4000) and they will cover your mountain bike whilst travelling too- the default coverage is to $700 but extra coverage is simple to arrange- although it is worth noting your bike is NOT covered whilst you ride it- so come on our skills course and learn to not fall off!!

Personally we found the annual trip coverage to be great- $340 for a year which covered you and your partner whilst travelling together for unlimited trips upto 37 days. It’s almost the same price as a 37 day coverage!

It’s also worth grabbing travel insurance for domestic trips, especially if you are hiring cars- the domestic coverage includes an excess coverage to $4,000, which is normally loads cheaper than the ‘reduction excess coverage’ the car hire firms try to charge you.

So there you go, obviously we take no responsibility for their services, but are happy to recommend them. Click on the banner below!